There is more to the planning of your Estate than the making of a Will and Power of Attorney documents. Careful consideration must be given to the nature and type of the property and assets you hold in order that there is a coordinated distribution plan in place at the time of your death. On death, not all assets fall into your Estate to be governed by your Will. RSPs, pensions, life insurance, and deferred investments can transfer directly to designated beneficiaries (without falling into your Estate to be governed by your Will). However, there may be taxes payable by your Estate that are triggered when these transfers take place. The Menear Worrad Amin & Associates Estate Team is both knowledgeable and proficient in helping you coordinate your Estate plan. In addition, it will work with your preferred financial institution, accountant, and financial advisor.